American Equity Funding is the fastest and easiest way to sell your mortgage note for cash now!

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Discover how much cash you can receive immediately by converting your mortgage note or structured settlement with American Equity Funding, the nation’s leading real estate note purchaser!

Three Easy Steps to Selling Your Mortgage Note

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Request a free, no-obligation quote online or by telephone.

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No hidden fees or surprises expenses. We pay all standard closing costs.

FAST CLOSING

No long waiting periods. Closing in as little as 2-4 weeks.

Sell a Note and Close it in 2-4 Weeks!

Since 1989, American Equity Funding has acquired more than 10,000 real estate notes! With our extensive knowledge of the note buying and selling landscape, we are well-equipped and confident in guiding you through the sale of your mortgage note.

“We trust that as you explore our website, you’ll gain valuable insights and get to know us and the realm of owner-financed note transactions better. American Equity Funding stands as a trustworthy resource for comprehending the nuances of the note-buying and note-selling industry. We’re committed to ensuring a seamless and hassle-free experience for you.”



Steve Whitlock, President, American Equity Funding

Sell a Note and Close it in 2-4 Weeks!

Since 1989, American Equity Funding has purchased over 10,000 real estate notes!  We have a strong understanding of the note buying and note selling process and are confident that we can assist you in the transaction of selling your mortgage note.

“We hope that as you take the time to read through our website, you will find it helpful and informative in getting to know us a little better and in familiarizing yourself with the world of owner financed note buying and selling. American Equity Funding is a good and reliable source to help you understand the note buying and note selling market.  We look forward to making this a painless and straightforward process.”

Steve Whitlock, President, American Equity Funding

Why Should I Sell My Mortgage Note

Navigating the economic landscape these days feels a bit like riding a roller coaster, doesn’t it? With all the twists and turns, traditional mortgage loans can sometimes be tricky for both potential homeowners and business proprietors. Enter owner financing – the unsung hero for many when it comes to selling properties.

So, let’s say you’ve recently passed the keys of your lovely home or buzzing commercial property to a new owner with seller financing. You’ve essentially become their bank! Cool as it sounds, it means you’re clutching a deed of trust or a mortgage note.

Now, acting like a bank is not a cakewalk. It’s not just about collecting payments (and hoping they arrive on time) but also about meticulously recording every dime and date. Phew! Sounds like a heap of administrative hoops to jump through, right? But what if there was a way to make things a smidge easier?

Imagine offloading that burden – either in its entirety or just a part. That’s precisely where we step in. You can get a sizeable lump sum by selling either your entire mortgage note or just a chunk of it (say, the next 36 or 48 payments) to us. It’s kind of like having your cake and eating it too! By selling just a slice of the mortgage pie, you get a helpful boost of cash today and then revert back to playing the bank role after those payments are done with us. However, if the sound of a heftier sum tempts you, selling the full mortgage note upfront might be your cup of tea.

You might be lounging in your armchair, sipping on some tea, and wondering, “Alright, why should I even consider selling my mortgage note?” It’s a legit question! There are loads of reasons why homeowners like you choose to pass on their mortgage notes to a professional real estate note-buying company like American Equity Funding. And because we believe in transparency, we’ve whipped up a nifty list of the top ten reasons folks opt for this route. Dive in and see if any resonate with your current situation!

You are probably thinking, “Why should I sell my mortgage note?” Well, there are several reasons why selling your privately held mortgage to a real estate note-buying company like American Equity Funding is wise. We’ve compiled a list of the top ten reasons people choose to sell mortgage notes to us.

1. Buy a new home
2. Remodel an existing home
3. Tuition for college
4. Pay unexpected medical expenses
5. Take your dream vacation of a lifetime

6. Remove the burden of note management
7. Estate settlement
8. Opportunity capital for a new business venture
9. Move money to a safer investment
10. Buy a new vehicle, motor home, boat, car, etc.

1. Buy a new home
2. Remodel an existing home
3. Tuition for college
4. Pay unexpected medical expenses
5. Take your dream vacation of a lifetime
6. Remove the burden of note management
7. Estate settlement
8. Opportunity capital for a new business venture
9. Move money to a safer investment
10. Buy a new vehicle, motor home, boat, car, etc.

Why Would I Want to Sell My Loan for Immediate Cash Now?

Are you holding onto an owner-financed mortgage and wondering if there’s a way to transform it into immediate cash? Let me walk you through the liberating world of converting your owner-financed mortgage and how it can significantly lighten your financial burdens.

Benefits of Cashing Out Your Owner-Financed Mortgage:

Immediate Cash Flow: Get a significant amount upfront instead of waiting for monthly payments. This lump sum can be a game-changer, helping you achieve major milestones or fulfill pressing needs.

No More Monthly Money Drains: Let’s be honest, those monthly payments can sometimes fizzle out on unexpected expenses. By converting your mortgage, you can sidestep this unpredictable aspect of life.

Hassle-free Management: Say goodbye to the nitty-gritty of managing monthly collections and servicing contracts. We’ve got you covered on that front.

No Stress About Annual Obligations: Are you concerned about whether yearly taxes and insurance premiums are being met to safeguard your investment? Hand those worries over to us; we’ve got it handled.

Reliable Payment Structure: Uncertainty around whether your borrower will consistently make payments can be a headache. By selling your owner-financed mortgage, you eliminate this unpredictability.

Close up on a file tab with the word invoice and a note where it is handwritten unpaid with blur effect. Concept image for illustration of unpaid invoices recovery.

Reading through these, did a light bulb go off in your head? Did you find yourself nodding and thinking, “Perhaps it’s high time to sell my owner-financed mortgage?”

If these sentiments resonate with your current scenario, don’t hesitate! Request a FREE quote today to determine the value of your mortgage note. Remember, we’re eager to provide cash for your note ASAP!

Testimonials

Beth Seltzer

I want you to know that it has been an excellent process working with you all. Initially, I wasn’t sure what kind of company could potentially be interested in purchasing this note – it’s not something that anyone I know has ever dealt with! So, I found your company via a Google search, then looked at your ratings on the BBB website (they are very positive). Finding this asset in my dad’s estate was a complete surprise…but selling it has really helped out the estate, and honestly, it’s also lowered my stress levels significantly.

Beth Seltzer

Bill Gonzalez

In June 2017, we sold mortgages to American Equity Funding, Steve Whitlock. I am pleased to say that we were treated fairly, and the transaction was very smooth. The payment was immediate, and the staff was very helpful in walking us through the required paperwork. Even after closing, Steve and the staff were attentive to our homeowners and answered all questions. Five-star service at its best.

Bill Gonzalez

Executive Director, Habitat for Humanity, Cumberland County, NJ

Warren G

The service was excellent and outstanding. Hope we can do business again.

Warren G

South Carolina

Daniel Malcolm

Steve Whitlock, owner of American Equity Funding, has been working with the team at First National Acceptance Company (FNAC) for over 25 years. In that time, Steve has proven himself to be professional and knowledgeable in the seller-financed real estate note space. If you want a smooth and professional note selling experience, give American Equity Funding a call today!

Daniel Malcolm

Acquisitions Manager, Broker Desk (FNAC)